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Email
loans@andrayfinance.com -
Address
Ikoyi Road, Lagos - Nigeria
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Phone
+234 (815) 1000 0004
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NG
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UNDERGRADUATE LOANS
FLEXIBLE REPAYMENT2.5%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦3,000,000.00 NGN
- Per Installment 10.25%
- Installment Interval 30 Days
- Total Installment 10
POSTGRADUATE LOANS
FLEXIBLE REPAYMENT2.5%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦3,000,000.00 NGN
- Per Installment 10.25%
- Installment Interval 30 Days
- Total Installment 10
PROFESSIONAL CERTIFICATION LOANS
FLEXIBLE REPAYMENT1.5%
Interest Rate- Take Minimum ₦100,000.00 NGN
- Take Maximum ₦1,000,000.00 NGN
- Per Installment 10.15%
- Installment Interval 30 Days
- Total Installment 10
VOCATIONAL & SKILLS ACQUISITION LOANS
FLEXIBLE REPAYMENT1%
Interest Rate- Take Minimum ₦50,000.00 NGN
- Take Maximum ₦500,000.00 NGN
- Per Installment 10.1%
- Installment Interval 30 Days
- Total Installment 10
SMALLHOLDER FARMER LOANS
AGRICULTURE LOAN1%
Interest Rate- Take Minimum ₦100,000.00 NGN
- Take Maximum ₦1,000,000.00 NGN
- Per Installment 20.2%
- Installment Interval 30 Days
- Total Installment 5
AGRI-BUSINESS LOANS
AGRICULTURE LOAN1.5%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦1,000,000.00 NGN
- Per Installment 10.15%
- Installment Interval 30 Days
- Total Installment 10
LIVESTOCK AND FISHERIES LOANS
AGRICULTURE LOAN2%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦1,000,000.00 NGN
- Per Installment 10.2%
- Installment Interval 30 Days
- Total Installment 10
LEASE FINANCING LOAN
TAILORED LOAN3%
Interest Rate- Take Minimum ₦100,000.00 NGN
- Take Maximum ₦20,000,000.00 NGN
- Per Installment 10.3%
- Installment Interval 30 Days
- Total Installment 10
TECHNOLOGY FINANCING LOAN
TAILORED LOAN3%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦5,000,000.00 NGN
- Per Installment 10.3%
- Installment Interval 15 Days
- Total Installment 10
WORKING CAPITAL LOAN
TAILORED LOAN5%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦5,000,000.00 NGN
- Per Installment 21%
- Installment Interval 30 Days
- Total Installment 5
EQUIPMENT FINANCING LOAN
ASSET FINANCING5%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦1,000,000.00 NGN
- Per Installment 10.5%
- Installment Interval 30 Days
- Total Installment 10
BUSINESS EXPANSION LOAN
TAILORED LOAN5%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦5,000,000.00 NGN
- Per Installment 21%
- Installment Interval 30 Days
- Total Installment 5
INVENTORY FINANCING LOAN
ASSET FINANCING5%
Interest Rate- Take Minimum ₦50,000.00 NGN
- Take Maximum ₦5,000,000.00 NGN
- Per Installment 10.5%
- Installment Interval 30 Days
- Total Installment 10
WOMEN-IN-BUSINESS LOAN
TAILORED LOAN3%
Interest Rate- Take Minimum ₦50,000.00 NGN
- Take Maximum ₦500,000.00 NGN
- Per Installment 10.3%
- Installment Interval 30 Days
- Total Installment 10
STARTUP LOAN
TAILORED LOAN3%
Interest Rate- Take Minimum ₦50,000.00 NGN
- Take Maximum ₦500,000.00 NGN
- Per Installment 10.3%
- Installment Interval 30 Days
- Total Installment 10
AGRICULTURAL SME LOAN
TAILORED LOAN2.5%
Interest Rate- Take Minimum ₦100,000.00 NGN
- Take Maximum ₦5,000,000.00 NGN
- Per Installment 10.25%
- Installment Interval 30 Days
- Total Installment 10
NEW CAR LOAN
AUTO SUPER2.5%
Interest Rate- Take Minimum ₦5,000,000.00 NGN
- Take Maximum ₦20,000,000.00 NGN
- Per Installment 2.5%
- Installment Interval 30 Days
- Total Installment 41
USED CAR LOAN
AUTO EASY5%
Interest Rate- Take Minimum ₦5,000,000.00 NGN
- Take Maximum ₦10,000,000.00 NGN
- Per Installment 5%
- Installment Interval 180 Days
- Total Installment 21
REFINANCE EXISTING CAR LOAN
AUTO REFINANCING2.5%
Interest Rate- Take Minimum ₦5,000,000.00 NGN
- Take Maximum ₦10,000,000.00 NGN
- Per Installment 2.5%
- Installment Interval 30 Days
- Total Installment 41
BUSINESS CAR LOAN
PREMIUM FLEX5%
Interest Rate- Take Minimum ₦3,000,000.00 NGN
- Take Maximum ₦10,000,000.00 NGN
- Per Installment 10.5%
- Installment Interval 30 Days
- Total Installment 10
CAR REPAIRS
QUICK CASH1.2%
Interest Rate- Take Minimum ₦5,000.00 NGN
- Take Maximum ₦500,000.00 NGN
- Per Installment 25.3%
- Installment Interval 30 Days
- Total Installment 4
HOME PURCHASE LOANS
TAILORED LOAN7%
Interest Rate- Take Minimum ₦5,000,000.00 NGN
- Take Maximum ₦50,000,000.00 NGN
- Per Installment 10.7%
- Installment Interval 30 Days
- Total Installment 10
LAND PURCHASE LOANS
TAILORED LOAN3%
Interest Rate- Take Minimum ₦5,000,000.00 NGN
- Take Maximum ₦50,000,000.00 NGN
- Per Installment 10.3%
- Installment Interval 30 Days
- Total Installment 10
HOME CONSTRUCTION LOANS
TAILORED LOAN2%
Interest Rate- Take Minimum ₦5,000,000.00 NGN
- Take Maximum ₦50,000,000.00 NGN
- Per Installment 10.2%
- Installment Interval 30 Days
- Total Installment 10
HOME RENOVATION LOANS
TAILORED LOAN3%
Interest Rate- Take Minimum ₦100,000.00 NGN
- Take Maximum ₦1,000,000.00 NGN
- Per Installment 10.3%
- Installment Interval 30 Days
- Total Installment 10
SALARY ADVANCE TOP-UP
SHORT TERM1%
Interest Rate- Take Minimum ₦20,000.00 NGN
- Take Maximum ₦100,000.00 NGN
- Per Installment 50.5%
- Installment Interval 15 Days
- Total Installment 2
EMERGENCY SALARY ADVANCE
PAYROLL SHORT TERM1.2%
Interest Rate- Take Minimum ₦100,000.00 NGN
- Take Maximum ₦1,000,000.00 NGN
- Per Installment 25.3%
- Installment Interval 15 Days
- Total Installment 4
STANDARD SALARY ADVANCE
PAYROLL SHORT TERM1%
Interest Rate- Take Minimum ₦10,000.00 NGN
- Take Maximum ₦50,000.00 NGN
- Per Installment 50.5%
- Installment Interval 30 Days
- Total Installment 2
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