-
-
Email
loans@andrayfinance.com -
Address
Ikoyi Road, Lagos - Nigeria
-
Phone
+234 (815) 1000 0004
-
-
-
NG
-
Empower your dreams with our flexible loan options!
Get StartedAbout
Empowering Financial Freedom and Trusted Solutions
We are committed to helping you achieve your financial goals and dreams. Our loan services are designed to provide you with the support and resources you need to take control of your finances and embark on a path towards prosperity.Our experienced team of financial experts is dedicated to understanding your unique needs and finding the best loan solutions that align with your goals. Whether you're looking to fund a new business venture, consolidate debt, purchase a new home, or cover unexpected expenses, we've got you covered.
About Us
Loan Financing
Unlocking the Power of Our Loan Features
We believe in transparency, and that's why we offer competitive interest rates and flexible repayment options. Our user-friendly loan management platform makes it easy for you to monitor your loan status, make payments, and stay on top of your financial journey.
- Flexible Repayment : Customize your loan with easy payment plans.
- Low-Interest Rates: Enjoy competitive rates for affordable borrowing.
- Quick Approval Process: Get funds swiftly with fast approvals.
- No Hidden Fees: Transparent loan terms, no surprises or extras.
- Loan Assistance: Our team is here to guide and support you.
24/7 Support
Flexible Repayment : Customize your loan with easy payment plans.
Low Cost
Low-Interest Rates: Enjoy competitive rates for affordable borrowing.
Loan Financing Plans
Secure your dreams with our empowering featured loans
UNDERGRADUATE LOANS
FLEXIBLE REPAYMENT2.5%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦3,000,000.00 NGN
- Per Installment 10.25%
- Installment Interval 30 Days
- Total Installment 10
POSTGRADUATE LOANS
FLEXIBLE REPAYMENT2.5%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦3,000,000.00 NGN
- Per Installment 10.25%
- Installment Interval 30 Days
- Total Installment 10
PROFESSIONAL CERTIFICATION LOANS
FLEXIBLE REPAYMENT1.5%
Interest Rate- Take Minimum ₦100,000.00 NGN
- Take Maximum ₦1,000,000.00 NGN
- Per Installment 10.15%
- Installment Interval 30 Days
- Total Installment 10
SMALLHOLDER FARMER LOANS
AGRICULTURE LOAN1%
Interest Rate- Take Minimum ₦100,000.00 NGN
- Take Maximum ₦1,000,000.00 NGN
- Per Installment 20.2%
- Installment Interval 30 Days
- Total Installment 5
AGRI-BUSINESS LOANS
AGRICULTURE LOAN1.5%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦1,000,000.00 NGN
- Per Installment 10.15%
- Installment Interval 30 Days
- Total Installment 10
LIVESTOCK AND FISHERIES LOANS
AGRICULTURE LOAN2%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦1,000,000.00 NGN
- Per Installment 10.2%
- Installment Interval 30 Days
- Total Installment 10
LEASE FINANCING LOAN
TAILORED LOAN3%
Interest Rate- Take Minimum ₦100,000.00 NGN
- Take Maximum ₦20,000,000.00 NGN
- Per Installment 10.3%
- Installment Interval 30 Days
- Total Installment 10
TECHNOLOGY FINANCING LOAN
TAILORED LOAN3%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦5,000,000.00 NGN
- Per Installment 10.3%
- Installment Interval 15 Days
- Total Installment 10
WORKING CAPITAL LOAN
TAILORED LOAN5%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦5,000,000.00 NGN
- Per Installment 21%
- Installment Interval 30 Days
- Total Installment 5
EQUIPMENT FINANCING LOAN
ASSET FINANCING5%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦1,000,000.00 NGN
- Per Installment 10.5%
- Installment Interval 30 Days
- Total Installment 10
BUSINESS EXPANSION LOAN
TAILORED LOAN5%
Interest Rate- Take Minimum ₦500,000.00 NGN
- Take Maximum ₦5,000,000.00 NGN
- Per Installment 21%
- Installment Interval 30 Days
- Total Installment 5
NEW CAR LOAN
AUTO SUPER2.5%
Interest Rate- Take Minimum ₦5,000,000.00 NGN
- Take Maximum ₦20,000,000.00 NGN
- Per Installment 2.5%
- Installment Interval 30 Days
- Total Installment 41
USED CAR LOAN
AUTO EASY5%
Interest Rate- Take Minimum ₦5,000,000.00 NGN
- Take Maximum ₦10,000,000.00 NGN
- Per Installment 5%
- Installment Interval 180 Days
- Total Installment 21
REFINANCE EXISTING CAR LOAN
AUTO REFINANCING2.5%
Interest Rate- Take Minimum ₦5,000,000.00 NGN
- Take Maximum ₦10,000,000.00 NGN
- Per Installment 2.5%
- Installment Interval 30 Days
- Total Installment 41
HOME PURCHASE LOANS
TAILORED LOAN7%
Interest Rate- Take Minimum ₦5,000,000.00 NGN
- Take Maximum ₦50,000,000.00 NGN
- Per Installment 10.7%
- Installment Interval 30 Days
- Total Installment 10
LAND PURCHASE LOANS
TAILORED LOAN3%
Interest Rate- Take Minimum ₦5,000,000.00 NGN
- Take Maximum ₦50,000,000.00 NGN
- Per Installment 10.3%
- Installment Interval 30 Days
- Total Installment 10
HOME CONSTRUCTION LOANS
TAILORED LOAN2%
Interest Rate- Take Minimum ₦5,000,000.00 NGN
- Take Maximum ₦50,000,000.00 NGN
- Per Installment 10.2%
- Installment Interval 30 Days
- Total Installment 10
SALARY ADVANCE TOP-UP
SHORT TERM1%
Interest Rate- Take Minimum ₦20,000.00 NGN
- Take Maximum ₦100,000.00 NGN
- Per Installment 50.5%
- Installment Interval 15 Days
- Total Installment 2
EMERGENCY SALARY ADVANCE
PAYROLL SHORT TERM1.2%
Interest Rate- Take Minimum ₦100,000.00 NGN
- Take Maximum ₦1,000,000.00 NGN
- Per Installment 25.3%
- Installment Interval 15 Days
- Total Installment 4
STANDARD SALARY ADVANCE
PAYROLL SHORT TERM1%
Interest Rate- Take Minimum ₦10,000.00 NGN
- Take Maximum ₦50,000.00 NGN
- Per Installment 50.5%
- Installment Interval 30 Days
- Total Installment 2
FAQ
Frequently Asked Questions
Maecenas tempus tellus eget condimentu honemn quam semper libero sit amet adipiscing sem neque sed
-
Smart & Affordable Loan Disbursement
Get Quick Loan Approval, Submit Required Documentation and Details For Processing Today!
- Take Loan