Personal Banking
Choose a Way to Save with a Personal Savings Account
Compare balance requirements, interest rates and other features to find the savings account option that best matches your financial goals.
Regular
$50 minimum opening deposit
$50 minimum opening deposit Perfect for first-time savers, our most popular savings account has our lowest minimum balance of $50 to earn interest and avoid service fees.
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Money Market Savings
$50 minimum opening deposit
Earn more when you grow your savings. This account earns a higher interest rate than our regular savings and requires a $500 minimum balance to earn interest and avoid service fees.
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Premier Money Market Savings
$50 minimum opening deposit
Great for those with a high level of savings. A minimum balance of $5,000 is required to earn interest and avoid service fees.
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Elite Money Market Savings
$50 minimum opening deposit
This account offers our highest yields. A minimum balance of $25,000 is required to earn interest and avoid service fees.
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View Today's Rates
Compare our current interest rates to find the account option that best matches your savings goals.
Elite Money Market Savings FAQs
Yes, you can easily access the cash in your money market savings account and make withdrawals and deposits when you need. There is a $5 fee for each withdrawal over 6 in a monthly statement period.
Money market savings accounts have variable interest rates, and may go up or down depending on external market conditions.
There are no fees on the account as long as the minimum balance of $25,000 is met. If the balance is not met, a $10 service fee will be charged.
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CDs and IRAs
Grow your savings faster with Bell’s fixed and flexible rate CDs and individual retirement accounts (IRAs).
Have questions?
Our team is available to help answer all your questions.
Contact customer service toll-free at 800-450-8949. Weekdays from 7 a.m. to 9 p.m. CT, and weekends from 8 a.m. to 5 p.m. CT.
