Consumer Loans
Andray Medicare
Medical Emergency
5% Interest
1% Management Fee
1% Credit Assurance
7.5% VAT on the Management Fee
- Details
Fast, Reliable Financial Support for Urgent Healthcare Needs
When a medical emergency strikes, time is critical—and so is access to quick and affordable healthcare financing. Andray Medicare Advance is specifically designed to help you or your loved ones cover unexpected hospital bills, surgical procedures, emergency treatments, or prescription costs without delay.
Features of Medicare Advance
- 5% Interest rate per month
- Maximum Facility Limit is ₦1,500,000
- 180 days Maximum Tenor
- 1% Management Fee
- 1% Credit Assurance
- 7.5% VAT on the Management Fee
Why Choose Our Medical Emergency Loan?
- Instant Access to Emergency Funds – Fast loan disbursement when you need it most
- Covers a Wide Range of Medical Expenses – Surgery, admissions, medication, tests, and more
- No Collateral Needed – Get approved based on income and repayment ability
- Minimal Documentation – Quick application and approval process
- Flexible Repayment Terms – Spread payments over a manageable period
Who Can Apply for a Medical Emergency Loan?
This loan is ideal for:
- Individuals and families facing unexpected health emergencies
- Salary earners and SMEs needing immediate medical funding
- Caregivers or guardians supporting children, elderly, or dependents
- People without comprehensive health insurance
Application Requirements
To apply for Andray Medicare Loan, you will need:
- Valid means of identification (e.g., National ID, voter’s card, or international passport)
- Medical report or hospital bill/estimate from a recognized facility
- 6-month bank statement to show cash flow or income
- Proof of address (utility bill, ID with address, tenancy agreement)
- Two passport photographs
- Post-dated cheques to cover the repayment schedule
- Guarantor information, depending on loan amount and income level
Loan Details
Loan Amount: Up to ₦1.5 million, depending on income and urgency
Tenor: Flexible terms between 1 to 6 months
Rollover option available for ongoing treatments
Interest Rate: Competitive monthly rate starting at 5%
Disbursement Time: Within 24–48 hours after approval
Your Health Can’t Wait — Get Financial Help Fast
Whether it’s an accident, surgery, or critical care, Andray’s Medicare Emergency Loan gives you peace of mind and quick access to funds so you can focus on what really matters—recovery and healing.
Have questions?
Our team is available to help answer all your questions.
Contact customer service toll-free at 0815-100-0004. Weekdays from 9 a.m. to 5 p.m. WAT
