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Personal Loans
Tailor-Made Loans

Emergency Loan

6% Interest

1% Management Fee
1% Credit Assurance
7.5% VAT on the Management Fee

Need funds to handle urgent expenses?
Our Personal Loans is designed to support individuals with immediate financial needs—such as;

  • Car Repairs
  • House Rent
  • Home Improvements
  • utility bills, and other sudden miscellaneous costs.

Enjoy quick access to funds with flexible repayment terms tailored to your income.

✅ Multiple Use Cases
Instant Access to Funds – Get up to ₦1,000,000 based on your salary or income.
Flexible Tenure – Repay conveniently over 1 to 3 months.
Affordable Interest Rate – Just 5% flat per month (Negotiable).

📌 Who Can Apply?
Our Personal Loans is available to individuals with regular, verifiable income, such as:

  • Salaried employees
  • Self-employed professionals
  • Entrepreneurs with stable earnings

📝 Loan Application Requirements

  • Valid ID: Passport, Voter’s Card, Driver’s License, or National ID
  • Proof of Address: Utility bill or official document with your residential address
  • Bank Statement: Last 6 months’ statement or passbook record
  • Passport Photograph
  • Evidence of Income: Payslip, employment letter, or business income proof
  • Post-dated Cheques: To cover the loan tenure
  • Guarantor(s): May be required depending on loan amount

💰 Loan Schema
Loan Amount: Up to ₦1,000,000 (subject to income verification)
Interest Rate: 5% monthly
Tenure: 1 to 6 months

🚀 Apply Today and Meet Your Financial Goals Without Stress!
Enjoy fast processing, minimal documentation, and a supportive team ready to guide you every step of the way.

Business Rates

View today’s business rates on CDs, savings and more.

Have questions?

Our team is available to help answer all your questions. 

Contact customer service toll-free at 0815-100-0004. Weekdays from 9 a.m. to 5 p.m. WAT

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