About Us
We’re a fully digital lending company, and so much more, helping you build wealth through personal and business financing, wealth management, and credit. But at heart, we’re people who use our work to build relationships and make a difference.
Our Story
Andray Finance Limited is a premier Nigerian-based FinTech company dedicated to providing accessible, transparent, and innovative loan solutions to individuals, small businesses, and enterprises. Our core focus is to bridge the financial inclusion gap by offering personalized lending services that help Nigerians achieve their personal and business goals. Leveraging technology, prioritizing customer satisfaction, and adhering to ethical practices, Andray Finance aims to transform Nigeria’s lending landscape by making credit more affordable, convenient, and accessible.
We offer competitive interest rates, flexible repayment plans, and a streamlined application process to cater to diverse financial needs. With a team of financial experts, Andray Finance provides tailored solutions to support clients in achieving success, whether for short-term loans, business expansion, or urgent financial needs.
"Customer can access up to ₦500,000.00 for regular term loan and ₦5m for loans to senior management staff of grade A companies"
We operate in full compliance with the regulations set by the Lagos State Government.
Vision Statement
To become the most trusted, reliable and leading digital lending platform in Nigeria, driving financial inclusion, economic growth and empowering millions with financial freedom.
Mission Statement
To provide accessible, flexible, fast, and affordable loan solutions that meet the diverse financial needs of individuals and small businesses in Nigeria, while maintaining transparency, integrity, and excellent customer service that is leveraged on technology__
Pay It Forward: Empowering Millions of Naira in Grassroots Giving
1 Year
Launched in 2024
₦12m Annually
In Community Giving
₦50m Annually
Est. In Nano Loans
₦100m Annually
Est. In Payday Loans
Why You Can Be Confident with Andray Finance
Andray Finance is geared towards earning a 5-star rating (the highest possible) for financial strength and stability.
“As a privately owned company, we’re free to make decisions based on long-term goals — not short-term gains. No matter what’s happening in the economy, we focus on being smart, nimble, and efficient, growing through exceptional customer service and competitive pricing.”
At Andray Finance, we understand that financial decisions require trust, transparency, and reliability. As a leading digital lending service provider, we are committed to delivering seamless, secure, and customer-centric loan solutions.
